This is a referral link we will receive points from capital one if you use this link!
Venture X- Capital One
This is by far our favorite credit card! Many people are scared away by the annual fee but the benefits far out-way the cost! If I could only have one card this would be it!
Annual Fee: $395
Signup bonus: 75,000 bonus miles after you spend $4,000 in 3 months.
Points Value: 1.85 cents per point
Points expire: No
Foreign Transaction fee: No
Benefits
- Priority pass– Access to 1,300 airport lounges world wide
- Anniversary Points– 10,000 points each year
- Travel Credit- $300 back when booking through the Capital one travel portal
- Global entry or TSA pre check- $100 back
- Cell Phone protection -up to $800 in coverage for one claim with a max of 2 claims ($50 deductible applies)
- Extended warranty – For an extra year
- Return protection- Returns up to $300 per item and $1,000 per account for items no longer eligible for store return.
- Purchase Protection- Up to $10,000 per claim and $50,000 per account on purchases.
- Primary rental car insurance- Up to $75,000 for damage caused by collision or theft to a rental car. (We had to use this last year and were so thankful!)
- Lost luggage reimbursement- Up to $3,000 per covered trip if the airline damages or loses your bags.
- Trip delay reimbursement-Up to $500 per person for hotel rooms, food, toiletries or clothes when your flight is delayed overnight or by six hours or more.
- Trip cancellation and interruption insurance- Up to $2,000 per person for prepaid, nonrefundable tickets
- Rental car status- All authorized users receive complimentary Hertz President’s Circle status
Southwest Performance Business- Chase
This card is on our top 5 simply because of companion status. Learn more about companion status and how to get it HERE!
Annual Fee: $199
Current Signup bonus: 80,000 Bonus Points After You Spend $5,000 On Purchases In The First 3 Months.
Points Value: 1.7 cents
Points expire: No
Foreign Transaction fee: No
Benefits
- Anniversary Points– 9,000 annual SW points
- Points Transfer Credit- $500 fee credit for points transfers per year
- Global entry or TSA pre check- $100 back
- WIFI- Up to 365 inflight WiFi Credits
- Upgrades- Four Upgraded Boardings per year when available
This is a referral link we will receive points from Chase one if you use this link!
Sapphire Preferred- Chase
This card has many similar benifits as venture X (minus some), but at a lower price! Great starter card if you want to try out travel hacking.
Annual Fee: $95
Current Signup bonus: 60,000 bonus miles after you spend $4,000 in 3 months.
Points Value: 1.25 cents per point
Points expire: When you cancel your card.
Foreign Transaction fee: No
Benefits
- Anniversary Points– 10% of yearly spending rewarded in points(1 point for every $10 spent)
- Hotel Credit- $50 credit a year on hotels purchased through chase Sapphire travel portal
- Door Dash- Complimentary DashPass membership
- Purchase, extended warranty and return protection: Extends warranties of 3 years or less by one year. Up to $10,000 per claim and $50,000 per account.
- Primary rental car insurance- reimburses of up to $75,000 on covered vehicles.
- Lost luggage reimbursement- covers up to $3,000 per passenger for lost or damaged luggage.
- Trip delay reimbursement: Covers unreimbursed expenses (meals and lodging) up to $500 per ticket for flight delayed more than 12 hours or requires an overnight stay.
- Trip cancellation and interruption insurance: Reimburses up to $10,000 per person and $20,000 per trip for non-refundable travel expenses.
Marriott Bonvoy Boundless- Chase
Fabulous Travel Credit card with an unbeatable current sign up bonus!
Annual Fee: $95
Current Signup bonus: 100,000 bonus miles after you spend $3,000 in 3 months.
Points Value: 0.7 cents per point
Points expire: if your account goes 24 months without qualifying activity.
Foreign Transaction fee: No
Benefits
- Free night- Annual free night credit
- Wifi- Premium Wifi in Marriott hotel
- Baggage Delay Insurance- Up to $100 Reimbursment a day for 5 days. Covering essential purchases for baggage delays over 6 hours.
- Lost Luggage Reimbursement- Covered up to $3,000 per passenger if luggage is damaged or lost by airline.
- Trip Delay Reimbursement- Covers up to $500 for unreimbursed expenses if your travel is delayed more than 12 hours or requires an overnight stay
- Purchase Protection- Covers new purchases for 120 days against damage or theft up to $500 per claim, and $50,000 per account
- Visa Concierge- Get complimentary Visa Signature® Concierge Service 24 hours a day. This helps you find tickets, make dinner reservations, and even get help sending the perfect gift.
Citi Premier- Citi
Our newest card! Has some great benefits including cell phone protection!
Annual Fee: $95
Current Signup bonus: 60,000 bonus miles after you spend $4,000 in 3 months.
Points Value: 1.5 cents per point
Points expire: Three years from the end of the year in which they are awarded to you.
Foreign Transaction fee: No
Benefits
- Anniversary Points– 10% of yearly spending rewarded in points(1 point for every $10 spent)
- Hotel Credit- $100 credit a year for single-stay hotel bookings of $500 or more made through thankyou.com
- Extended warranty protection- Adds 24 months to a manufacturer’s warranty.
- Damage and theft protection- Repairs or replaces items that are damaged or stolen within 90 days of purchase (up to $10,000 per incident and $50,000 per year).
- Citi Entertainment- provides access to exclusive events, and priority access or advance ticket sales.
- Lyft credit- $5 monthly credit after taking three rides in a calendar month.
- Mastercard luxury hotels and resorts- on-property perks like complimentary breakfast and room upgrades upon availability
- Cellphone Protection- $800 per claim (maximum two claims per year and $1,000 in yearly coverage)
- Mastercard Golf Experiences- Get special access to courses (even private) worldwide and be treated like a member
- World Elite Air Program- Receive up to 25% discount on premium flights on some airlines
